18 Oct 2018

Protecting Social Security, Medicare, Medicaid: The Keys to the 2018 Election

The scandals, Russian collusion investigation, self-dealing financial transactions, mismanagement, insults to women and people of color, are all trademarks of the Trump administration as they inflame sections of the electorate. But, the one thing that crosses all social-economic and political boundaries is a 83-year-old benefit that is now under attack

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17 Oct 2018

American Cannabis Companies Will Find New Opportunities in Canada

If you are an established U.S. based and registered cannabis company and want to be listed on a major stock exchange in Canada, there are some new opportunities north of the U.S. border that may be interesting. At least, that is the goal of the Tormont Group, based in Toronto,

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16 Oct 2018

Public Pension Underfunding Hits $6 Trillion, But It Should Be Higher

The unfunded liability of public pension funds is not something typically discussed by politicians and average citizens, but it should be. That’s because unfunded pension liabilities affect the fiscal stability of entire states, millions of public employees, from teachers and firemen to city hall secretaries and anyone who works for

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10 Oct 2018

Social-ESG Investing Gets a Boost from the Big Money

Social or Environmental, Social and Governance (ESG) investing is getting more attention from large institutional investors in five parts of the world than it did only five years ago. The trend towards a greater acceptance of ESG investing comes from two separate studies, one conducted by RBC Global Asset Management

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09 Oct 2018

Florida Voters: Vote No on Amendment 10 on November 6

When political emotions run high, there is a higher probability of civil rights abuses, especially by people with political or administrative power. This is the danger of a provision in Amendment 10–the so-called “Protection Amendment–which calls for a constitutional amendment that would, in part, mandate the establishment of an Office

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02 Oct 2018

Making 401(k)s More Attractive to Small Businesses and Workers

Since the first corporate pension plan was created in 1874 by the American Express Company, there has always been a blind spot in how small business owners offered retirement benefits to their employees. For over 70% of business owners, this decision to offer any form of retirement was simple: They

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30 Sep 2018

Does Politics Have a Valid Role in Financial Services Marketing?

Traditional marketing theory and business practices have long said that politics and religion should be avoided in daily business practices at all costs. But the new reality is that politics is ever present.  It is now part of social relationships, dating, religion and business. It now being injected into most

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26 Sep 2018

ESG Investing Gets a New Boost and a New App

Social investing, now called Environmental, Social and Governance (ESG) investing, has been around since the 1970s, but it now has a new 21st Century incarnation that matches app technology, with focused environmental and social values. These are then combined into equity portfolios designed with maximum appeal to younger investors. Even

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25 Sep 2018

Can Journalism Recover From the Trump Regime?

The combination of an overly corrupt presidency, headed by a mentally unstable president, combined with largely unaccountable 24 hour internet and cable TV commentaries has transformed American journalism beyond recognition. Traditional reporting, defined in the book Reporting for Journalists, (Chris Frost, 2003; London: Taylor & Francis) as “a duty to

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07 Sep 2018

Financial Advisors Should Tell Clients Why Real Wages Are Not Rising

Financial advisors who want to be honest with the clients, should tell them the reason they feel poor is because they are. Real wages and wage stagnation have been developing since the ’70s as a by-product of Ronald Reagan’s neoliberal policies, compounded by the Fed’s view that any wage growth

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