890 articles · page 9 of 45

Investing

What’s the Difference Between Absolute and Relative Return?

Apr 26, 2024

It might sound simple, but a big problem for investors is knowing whether a fund manager or broker is doing a good job. Defining what’s “good” is problematic because it depends on how the rest of the market performs. For example, 2% is a horrible return in a bull market. However, preserving your capital…

Economic justice

How Did Gen Z Go Wrong, and What Are They Protesting?

Apr 24, 2024

Younger people are more alienated from political systems and other people than ever before, and this dire situation is changing how businesses and society operate. However, there is another problem: Gen Z often lacks the basic knowledge that older people have about solving problems, cooperating, and socializing. Think about some men who complain that…

Investing

The Basics of ETFs

Apr 12, 2024

ETFs, also known as Exchange Traded Funds, are the past century’s most popular and investor-friendly investment inventions. ETFs are now a $7 trillion market and offer various exposures to all market sectors, equity and bond styles, indexes, and specific categories of investments, such as ESG funds. ETFs allow you to trade the market in a…

Investment abuses and fraud

The Basics of Hedge Funds

Apr 12, 2024

Hedge funds are more popular today than ever before, but they are not well understood by most investors. They are primarily an institutional product, but they are also used by high-net-worth individuals. For average investors, some of these strategies can be replicated using leveraged ETFs. This video explains those strategies, how hedge funds work, their…

Investing

How Investors Can Guard Against Excessive Fees and Self-Serving Brokers

Apr 11, 2024

In an increasingly complicated and volatile investment environment, individual investors have a greater need than ever to protect their hard-earned money against both market declines and investment industry sales practices, which can be both opaque and misleading. While market declines are an expected risk, investors’ advice from financial advisors and planners about which mutual…

Investing

How Mutual Fund Overlap Hurts Your Investment Strategy

Apr 11, 2024

If you are one of the 116 million individual investors in the U.S. who own a mutual fund, you might want to re-evaluate your buy-and-hold strategy. The reason is that it may have a significant downside. This downside is called “overlap” or “drift,” and it works against you when your fund gets too big…

Investing

Behavioral Finance: When Investors Make Irrational Investment Decisions

Apr 11, 2024

Can people become rational investors? Or is there something we do that prevents us from consistently making sophisticated financial decisions? Human motives and fears are now recognized as inherent in investor behavior. How people invest, what stocks or funds they select, and their attraction to risky investments are among the factors examined to determine…

Investing

The Basics of Investing: Private Equity Definitions

Apr 11, 2024

Private Equity Definitions Angel investors–Wealthy individuals with operating experience typically invest $50,000 to $1 million in exchange for equity in an entrepreneurial enterprise. Angels are generally passive investors but may sit on the board and offer their experience and advice during the company’s initial growth stages. Arbitrage – A strategy that exploits mispricings between identical…

Investment abuses and fraud

The Basics of Investing: Foreign Exchange

Apr 11, 2024

The foreign exchange market is the largest, most liquid, and arguably the oldest globally. About $5 trillion in forex transactions are made worldwide on various trading rooms and exchanges daily. Some of these markets are regulated by national authorities, such as forex transactions on futures exchanges, with large numbers of individual traders. Other forex…

Investing

The Basics of Investing: Bonds

Apr 9, 2024

Wary of the high volatility in equities and low returns from CDs and money market funds, investors have been moving into bonds in search of stable returns accompanied by more price stability. Investing in bonds during high equity volatility is an understandable investment strategy. In addition to portfolio diversification, bonds have their own risk and…

Investment abuses and fraud

Fads and Frauds Are Rising, and No One Is Policing Them

Apr 8, 2024

Businesses love fads. And some enterprises love fraud. From crypto, hula hoops, ESG, ED pills, and Beany Babies to Lava Lights and Pet Rocks, businesses have quickly adopted the latest shiny invention, process, or product and sprinted to copy it and bring it to market as soon as possible. Nothing has changed. Today, there…

Economic justice

The Global Problem of Loneliness and Online Dating

Apr 2, 2024

Thousands of people interact daily with online dating services, hoping to find their best companion. Yet for people over 50, online dating is very different and faster-paced than that experienced by younger people or from the pre-social media and pre-COVID-19 era years ago. Social, mental, emotional, and physical contact drives people to find a…