Saving for retirement is hard enough, but now the big guys in the financial services industry continue to add more barriers to make it harder for average Americans to implement a successful retirement strategy. The latest examples come in the form of more lawsuits, regulatory challenges

    In his State of the Union speech, Donald Trump predictably made a number of controversial, inaccurate statements. However, one which caught many people off-guard was his comment that America would never be a socialist nation. In his speech, Trump said: “America was founded on liberty and independence and

    In the 1960s, the sale of clear plastic ant farms was a popular gift for kids. The ant farms came complete with ants, a packet of sand and a clear plastic rectangular container that was placed on its own stand, so the ant farm could be viewed in

      On a regular basis, some of the largest investment firms in the industry conduct surveys about the state of retirement, individual investor attitudes and their preference about what they would like from their financial advisor or investment firm. These surveys are often statistically rigorous and authoritative, so

The bottom line is that the Mueller investigation is not only an indictment of Trump and his family, but of any entire economic system. No wonder people are looking for new economic alternatives.  Americans have developed an odd fascination with wealth. Most are not sure how vast amounts of money

      On Oct. 16, 2018, Republican Senate Majority leader Mitch McConnell said that due to an increase in the federal budget deficit, Republicans would have to reduce and alter some of the key provisions in Social Security and Medicare.  In his announcement, McConnell said the only way to

Recent reports that younger people (aged 38 to 34) prefer to rent rather than to buy homes is not only bad for the $10 trillion housing industry, but it also is bad for retirement accounts. A new report by the Stanford Center on Longevity found that “the homeownership rate fell

      Traditional marketing theory and business practices have long said that politics and religion should be avoided in daily business practices at all costs. But the new reality is that politics is ever present.  It is now part of social relationships, dating, religion and business. It now being

      The combination of an overly corrupt presidency, headed by a mentally unstable president, combined with largely unaccountable 24 hour internet and cable TV commentaries has transformed American journalism beyond recognition. Traditional reporting, defined in the book Reporting for Journalists, (Chris Frost, 2003; London: Taylor & Francis) as

Making tuition loans to college students is a huge business. Some $1.5 trillion in loans are outstanding to student borrowers and some of these loans have been flagged for being abusive in terms of bad disclosure or aggressive collection practices from loan servicers and debt collectors. College tuition debt now