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24 May 2019

A Sad Snapshot of U.S. Household Income Distribution

      How bad is the wealth disparity in the U.S.? This chart should help explain it.  

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24 May 2019

Why Retirees Should Be the Best Whistleblowers

      What happens when you are retired, bored with playing cards or golf, and going for coffee, but you have an active mind and remember your previous professional life when you had an involved rewarding career. During your decades-long career, you saw some transactions or met clients who

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22 May 2019

Americans Want Justice, But Can the Dems Deliver?

      “Justice delayed is justice denied.” –William Gladstone (1809-1898)   American voters have short memories, but most remember that executives who headed the nation’s major financial and mortgage firms that led to the 2008 real estate crash the subsequent eight-year-long recession were never prosecuted for their criminal derelictions

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10 May 2019

Progressive’s Push on Credit Cards Is Major Wedge Issue With Biden

      The recent news that Sen. Bernie Sanders and Rep. Alexandria Ocasio-Cortez will introduce legislation to cap credit card interest rates at 15%, should be a major wedge issue between the progressives (including Sen. Elizabeth Warren) and Joe Biden. This is a stark difference in their views about

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05 May 2019

The Real Measure of American Prosperity: Retirement Security

        Political commentators and the financial media are breathless over the latest economic numbers showing the lowest jobless rate in 49 years, but there is a big problem:  These are quarterly, short-term numbers, and they do not indicate the financial health of the average American. If they

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30 Apr 2019

What the 2020 Election is All About: How Much Corruption Will Americans Tolerate?

          The Democrats are fielding 20 presidential candidates, each with positions on critical issues ranging from job creation to deal with the environment. But underlying all their positions is a central issue to any democracy: How much corruption can the nation handle? Americans are suffering through

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