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47 articles · page 2 of 3
Many academics and pundits have tried to explain the Trump phenomena as they analyzed the intersections of economic, social, religious, tribal and political reasons, but no one explanation explains how a sociopath rose to the top of an established political party in a democratic system to wield such autocratic power. While…
The South Florida real estate market is being shaped by new immigration, affordability problems, and changes in demographics, which are all affecting new construction and design. These changes are affecting everything from the construction of new, multi-million-dollar high-rise luxury condominiums to affordable micro-units and co-living arrangements in building with full amenities located in downtown locations.
President Trump’s wild claim that he could end the war in Afghanistan in one week, but that he did not want to kill 10 million people, is another disturbing statement from a man who many mental health professionals think has serious clinical problems. At a meeting with the Prime Minister of Pakistan,…
This is a copy of a document, believed to be original, found in a parking lot outside of a Sonics in suburban Alexandria, Virginia, near the special Naval Intelligence Agency. The document was written on the letterhead of the U.S. Special Counsel and was wrapped around a handful of used napkins. A…
A recent opinion piece in the Boston Globe elicited many responses in the Jewish community for its assertion that many Jews involved in the alt-right are willing participants in spreading white nationalist and even anti-Semitic propaganda, even if they claim they are not aware of it. Of course, this…
When political emotions run high, there is a higher probability of civil rights abuses, especially by people with political or administrative power. This is the danger of a provision in Amendment 10–the so-called “Protection Amendment–which calls for a constitutional amendment that would, in part, mandate the establishment of an Office of Domestic…
We don’t think hurricanes are fabulous, majestic spiritual creations but deadly, destructive natural events. The news covers the meteorology that created the hurricane, but that gets subordinated to announcements about evacuations and preparedness. While those caveats are essential, they also cause us to miss a great spiritual opportunity to see hurricanes as purely natural,…
The recent news that the worldwide LIBOR interest rate will be replaced after years of scandals about it being rigged by some of the world’s largest banks has started a slow-motion earthquake that will rattle interest rate lending worldwide. It will also be one of the most expensive fixes ever applied to the $350…
This is an undergraduate who wrote an academic paper we should all get to know: ON THE QUESTION OF BEING Christofer B. Koch ABSTRACT “The question of Being is one of the oldest questions in all of philosophy. It is one of the foundations of metaphysics and is the central question of ontology and was…
The Brady Bunch TV series was a caricature of a large blended American family and only aired from 1969 to 1974. But while it was popular entertainment, no one ever thought it would have a lasting impact on American TV journalism. While the show worked as a parody of old-style family sitcoms, some TV…
Now available on Amazon and Kindle: How 401(k) Fees Destroy Wealth and What Investors Can Do to Protect Themselves List Price: $15.95 6″ x 9″ (15.24 x 22.86 cm) Black & White on White paper 282 pages ISBN-13: 978-1477657997 ISBN-10: 1477657991 BISAC: Business & Economics / Personal Finance / Retirement Planning Order now at…
One of the largest voter segments identified as being strong supporters of Republican Presidential Candidate Donald Trump is people with a high school education. Here is a rare video that shows their first meeting and how they came to be associated with the Trump presidential candidacy. To see this rare video and the logic behind…
The latest legal battleground between federal and state laws regarding the legal use of cannabis is now being waged on television. Specifically, it concerns an ad for a cannabis vaporizer, Neos, which was scheduled to air on KMGH, an ABC affiliate in Denver. Yet while Colorado has legalized marijuana for medical and recreation use, ABC…
Risk management is regarded as an essential element of modern investment management. But few people recognize that retirement—the period when a person stops working and begins to decumulate their assets–has now become the riskiest stage of a person’s entire financial life. Worse, most retirees are grossly unprepared to shoulder this burden, and most do not…
This article was originally published in 2014 and updated on July 10, 2024. Some things never change. One of the most significant and constant themes of the Project 2025 manifesto from the Trump MAGA right is its focus on dismantling the administrative and regulatory state and replacing it with MAGA loyalists who will cut regulations,…
CEOs set the tone for their companies in every respect–behavior, motivation, intellectual curiosity, innovation and ethics—so it was not surprising to hear that the Larry Zimpleman, CEO of Principal Financial Group ($114 billion in assets under management), my former employer, criticized some of the most innovative products in modern financial history as being too complicated…
Six years after one of the worst US recessions began and its devastating impact on the housing market, one of the least scrutinized segments of the housing industry is still limping along, hampered by falling prices and slower sales. Surprisingly, it is not among middle-class communities but in manicured, expensively maintained, and exclusive, gated country…
Any experienced financial professional knows mutual fund wholesalers are overpaid. These salaries have been discussed and criticized in my book (How 401(k) Fees Destroy Wealth and What Investors Can Do To Protect Themselves) and on this site as early as Oct. 29, 2011. Now, U.S. News & World Reports agrees. In their March, 21, 2013…
Proposals to create private investment accounts in Social Security will victimize ill-equipped investors, generate huge fees for the mutual fund industry and jeopardize the financial security of millions of Americans How 401(k) Fees Destroy Wealth and What Investors Can Do To Protect Themselves by Chuck Epstein Privatizing any aspect of Social Security into private accounts…
By David Lufkin As part of the Dodd-Frank Act, the SEC has been charged to “identify the existing level of financial literacy among retail investors as well as methods and efforts to increase (it).” Part 1 of the SEC Financial Literacy Study was released recently, but the horses left the barn a long time…
