19 Nov 2019

Millennials Suffer Another Big Blow Towards Building Retirement Wealth

    First, there was significant student debt, then jobs that didn’t pay a living wage,  job insecurity and the rise of the gig economy. The net effect of all these factors is that millennials now say they will be renters for years, some say forever. Even worse,  this will

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14 Feb 2019

Embracing Change When New Ideas Can Remedy Old Problems

      Concerns about the ability to lead a financially secure retirement remains a top priority for many Americans, according to a new survey by the American Institute of CPAs (AICPA).  In their new Personal Financial Planning Trends Survey, 30% of the CPA planners who participated in the survey

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27 Nov 2018

Trump’s Capitalism Goes on Trial

The Mueller investigation is not only an indictment of Trump and his family, but of any entire economic system. No wonder people are looking for new economic alternatives. Americans have developed an odd fascination with wealth. Most are not sure how vast amounts of money are accumulated and when it

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26 Oct 2018

Decline in Housing Sales Also Is Bad For Retirement Planning

Recent reports that younger people (aged 38 to 34) prefer to rent rather than to buy homes is not only bad for the $10 trillion housing industry, but it also is bad for retirement accounts. A new report by the Stanford Center on Longevity found that “the homeownership rate fell

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02 Oct 2018

Making 401(k)s More Attractive to Small Businesses and Workers

Since the first corporate pension plan was created in 1874 by the American Express Company, there has always been a blind spot in how small business owners offered retirement benefits to their employees. For over 70% of business owners, this decision to offer any form of retirement was simple: They

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13 Jul 2018

The Progressive Economic Agenda Is No Threat to Prosperity

Many political commentators belittle the progressive social and economic agenda as unrealistic, too radical and pie-in-the-sky. Not true. Progressive financial policies are being used in various degrees by developed nations worldwide and especially in nations that have accessible health care for their citizens, lower infant mortality rates, a retirement safety

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27 Nov 2017

Robo Advisors Are Here. What are the Best Ones to Choose?

[sgmb id=”2″] Since 2011, this web site has emphasized the importance of finding investment managers who don’t have conflicts of interests, charge excessive fees and don’t have a huge overhead in terms of having national mutual fund wholesaler fund sales forces and excessive executive compensation. This old sales investment management-sales

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09 Aug 2017

Coveted Country Club Residences Face An Uncertain Future

[sgmb id=”2″] The once-coveted home in a county club was a dream for millions of Americans. But now, this lifelong goal is going through a fundamental shift. Due to changing tastes, demographics, high home prices, significant maintenance costs and the diminishing value of country club name cache, many new, younger

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03 Jul 2017

Why Retirement Planners Should Be Depressed

      Good workers in a corporate society are commonly expected to bracket their personal biases and emotions when they enter the workplace. While this may be changing as more corporations adopt a “work-life balance” position, the majority of people in retirement planning industry, including writers who regularly cover

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