17 Sep 2019

Time To Bring Political Literacy Into the Workplace

    As they have for decades, Americans are having an increasingly difficult time preparing for retirement. As numerous studies have shown, the American workforce, now neatly divided into Gen Xers, Millennials and Baby Boomers, all say they cannot save enough for retirement. Workers are burdened with student debt, home

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16 Aug 2019

When a Huge Firm Admits It Has No Solution for the Retirement Crisis

      In a short, but illustrative “thought leadership” report from Prudential, the $1.4 trillion in asset insurance and retirement planning firm, three major sources of financial stress were identified as affecting the future financial security of millions of retirees. The report, Preparing for Longevity: Overcoming Financial Wellness Challenges,

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24 May 2019

Why Retirees Should Be the Best Whistleblowers

      What happens when you are retired and bored with playing cards or golf, and going for coffee, but you have an active mind.  Then, you remember that in your previous professional life, you saw business behavior that was illegal. Maybe you saw suspect transactions or met clients

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05 May 2019

The Real Measure of American Prosperity: Retirement Security

        Political commentators and the financial media are breathless over the latest economic numbers showing the lowest jobless rate in 49 years, but there is a big problem:  These are quarterly, short-term numbers, and they do not indicate the financial health of the average American. If they

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16 Apr 2019

You Can’t Go Home Again: The False Promise of a Rock Concert in West Palm Beach

        The concert was a success, but the audience had died.   Trying to recapture any piece of your past is a futile activity. We can certainly learn from our pasts, but it cannot be recreated. If you try to recapture any part of your memories, you

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04 Apr 2019

New Report Finds More Investors Asking About Fees and Holistic Services

          Advisors have to become more transparent and offer a more inclusive financial and life plan, while investors say they are willing to pay for advice, as long as it is transparent and shows value. Those are some of the results in an April 2019 report

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01 Apr 2019

Time To Think Outside the Box in the Next Generation of Financial Wellness Programs

        April is financial literacy month and it comes at a time when the average American’s understanding about the basics of investing is declining. An October 2018 study by Alliance Bernstein (“Inside the Minds of Plan Participants”) found that only 9% of workers in 2018 surveyed were

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19 Feb 2019

Kamala Harris and Now Beto, Falter and Become Defenders of Capitalism

        UPDATED, MARCH 14, 2019–In his announcement today saying he was entering the 2020 presidential race, Congressman Beto O’Rourke (D-Texas) dispelled his maverick image by saying he was a capitalist. In his announcement, O’Rourke, who has few legislative accomplishment to tout, said “”I’m a capitalist. I don’t

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31 Oct 2018

Does Wall Street Have Something to Hide When It Comes To Social Security?

      On Oct. 16, 2018, Republican Senate Majority leader Mitch McConnell said that due to an increase in the federal budget deficit, Republicans would have to reduce and alter some of the key provisions in Social Security and Medicare.  In his announcement, McConnell said the only way to

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26 Oct 2018

Decline in Housing Sales Also Is Bad For Retirement Planning

Recent reports that younger people (aged 38 to 34) prefer to rent rather than to buy homes is not only bad for the $10 trillion housing industry, but it also is bad for retirement accounts. A new report by the Stanford Center on Longevity found that “the homeownership rate fell

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